We collect your personal information directly and primarily from you as you choose to interact with our website.

We will use and disclose your personal information for the purposes we collected it as well as for related purposes, where you would reasonably expect us to. We may disclose your personal information to and/or collect your personal information from:

• Other entities; 
• Any of our group joint ventures where authorised or required;
• Any entity where disclosure to, or collection from, such entity is required or authorised by law;
• Customer, product, business or strategic research and development organisations;
• Data warehouse, strategic learning organisations and data partners;
• Social media and other virtual communities and networks where people create, share or exchange information;
• Publicly available sources of information;
• Member loyalty or rewards programs and other industry relevant organisations; 
• A third party that we’ve contracted to provide business, administration or consultancy services – for example: 
• information technology providers, consultancy firms, auditors and business management consultants, sales agents, marketing agencies and other marketing service providers and print/mail/digital service/imaging/document management providers;
• Your and our advisers, agents, representatives or consultants; 
• Government, statutory or regulatory bodies and enforcement bodies;
• Any external dispute resolution body;
• Any organisation that assists us to gather or aggregate information for statistical, reporting or research purposes; or 
• As required or permitted by any law (including the Privacy Act 1988 (Cth)).